The links below are provided as a convenience to those who visit our site. While NCS does not officially endorse or recommend any of these organizations, they may be of assistance in providing information regarding credit, debt collection, personal finance, and other topics.

On this site, you can quickly find straight forward answers to your credit and debt questions. They will provide you with resources and information to help you work through your debt questions.


Consumers have free access to a credit report one time per year.

Understanding your credit

Use this site to find out how your credit score influences the credit that’s available to you and the terms (interest rates, etc.) that lenders offer you. It’s a vital part of your credit health.

Easy Financial Tips

All of these tactics are simple little moves you can make to improve your financial situation. Some of them take just a few minutes, others might take an hour or two, some of them require a bit of regular effort, but they’re all incredibly simple – anyone can do them.

Who and how to contact the major credit reporting agencies

Credit reporting contacts.

The Salvation Army

Group homes, emergency shelters, and transitional living centers provide housing, food, and overnight lodging for varying amounts of time to those in need. In addition, they provide educational, counseling and vocational services to homeless, destitute individuals and families, and youth where family care is undesirable or unavailable

Financial Planning Association (FPA)

A leadership and advocacy organization connecting those who provide support and benefit from professional financial planning. FPA is the Heart of Financial Planning™ and represents a promise of financial well-being, hoping to create a world where everyone thrives and prospers.


A friendly consumer finance site whose mission is to help consumers manage their money and understand how the important stories of the day affect your wallet. They also aim to inspire and entertain consumers while helping them navigate today’s difficult economic climate.

Money Management International

This site helps consumers find the tools and solutions to take control of their finances and live debt free.

An online personal finance software service from Intuit Inc., providing over 3 million users a fresh, easy and intelligent way to manage their money. And it’s free.